01 / EXPLORE
Choose your monthly repayment
Set a repayment target and an optional Deposit to explore an estimated car-price range. No account, credit check or documents needed.
Build my budget ↗A CLEARER WAY TO VEHICLE FINANCE
Understand your budget.
Find your car.
Explore cars by monthly repayment. Review the costs, then sign in to save your choices, make an enquiry or start your Deal.
Your information. Shared with your consent.
EXPLORE THE DEMO COLLECTION
Browse cars by
monthly budget.
Try a monthly repayment to discover example cars in your range. Sign in to save favourites, ask a Dealer or start your Deal.
How this estimate works
Illustration: 12% fixed annual interest, 72 months, no balloon, R1 200 initiation fee financed and R60 monthly service fee when borrowing. These are example assumptions, not a Lender quote. Price estimates are capped at R5 million.
Estimate only, not an affordability assessment or credit approval. Example cars, not live stock.
Ready to make your next move?
Save your cars, enquiries and Deal progress in one place. Demo access only.
A CLEARER ROAD TO YOUR NEXT CAR
From a monthly budget
to an informed decision.
Browse first. Review the numbers when you find a car. Sign in when you are ready to keep your choices and take the next step.
02 / DISCOVER
Find a car. Check the costs.
Browse example listings, filter by body type and review finance and running costs. Sponsored placements are labelled and are not a finance recommendation.
Explore cars ↗03 / MOVE FORWARD
Sign in. Keep it all together.
Sign in before saving favourites, creating an enquiry or starting a Deal. Your planned account brings documents, Finance Options and progress together.
Sign in to take the next step ↗Frontend preview: listings are examples. Enter a demo account to try saved cars, listings and shared Deal progress. No real Lender submission occurs.
KNOW THE NUMBERS. CHOOSE YOUR ROAD.
A repayment budget
is a starting point.
Affordability needs the bigger picture: income, living expenses, existing debt and verified financial information. A monthly target alone cannot establish what a Lender will approve.
Explore with a repayment target
Start with one number. Browse without an account, credit check or documents.
Look beyond the instalment
Review the estimated finance payment and add your own allowance for fuel, insurance and upkeep.
Review the evidence before a decision
A real Application needs verified details and Lender assessment. Sign in before creating a Deal or keeping a history. The Lender decides credit.
LESS BACK-AND-FORTH. MORE PROGRESS.
We bring the right people
and information together.
We coordinate the conversation between you, your Dealer and the Lender, so questions, documents and proposed terms reach the right people.
FOR BUYERS
Support through the conversation.
We discuss available terms with the Lender and help you understand the trade-offs: monthly instalment, repayment term, balloon and total cost. You decide whether the proposed terms work for you.
FOR DEALERS
Keep the purchase moving.
Keep the vehicle purchase in view while we coordinate the finance conversation. Follow the Deal’s Stage and help resolve outstanding items without accessing the Buyer’s private financial profile.
FOR LENDERS
A clearer Application to assess.
Assess a structured Application with Buyer, vehicle and affordability information. Direct document requests through the same process and record your decision and terms for the Buyer to review.
We coordinate the process and discuss available terms. The Lender sets pricing and makes the credit decision; negotiation does not guarantee approval or a lower rate.
ABOUT WEFUNDCARS
Built around a more
informed vehicle purchase.
wefundcars is a vehicle-finance platform for South African Buyers, Dealers and Lenders. Our role is to help people understand affordability and prepare for a Lender’s assessment.
A vehicle is a significant purchase. We believe the financial side should be understandable before a Buyer makes a commitment.
Support, with clear boundaries.
We organise information and help with the finance conversation. We don’t make the Lender’s credit decision or guarantee an outcome.
You choose what to share.
Consent is requested for specific purposes. A Dealer’s view is different from a Lender’s, and your bank statement and transactions aren’t displayed in the Dealer portal.
Understand before you commit.
An affordability reading is an indication, not an Approval. Review the Lender’s costs, conditions and repayment terms before deciding whether to accept.
A FEW THINGS WORTH KNOWING
Questions, answered.
Understand the process before you take the next step.
Do I need to have chosen a vehicle?
No. Start with a monthly repayment target and an optional Deposit to browse example cars. This estimate is not an affordability assessment. If you already have an Offer to Purchase, sign in to start a Deal with that vehicle.
What is an Offer to Purchase?
It’s the Dealer’s sale document setting out the vehicle and purchase details. We call this an OTP. The code used to sign in is called a Verification PIN.
Does an affordability result mean I’m approved?
No. An Indicative Range uses the figures you provide, while a Verdict uses consented statement data and your confirmed details. Both are affordability readings. A Lender assesses your Application and makes its own credit decision.
How do you help negotiate finance?
We help prepare your information, coordinate outstanding questions and discuss available finance terms with the Lender. You review the instalment, term, balloon, total cost and any conditions before choosing. The Lender sets the final terms; we can’t guarantee approval or a better rate.
Which documents will I need?
For a Deal, start with your Offer to Purchase and a bank statement PDF. A Lender may also require an ID document, proof of address and, for salaried income, a payslip. Your document checklist will show what is present, missing or requested.
Can I start if my income varies or I have limited credit history?
You can provide your employment and income details so a Lender can understand your circumstances. Whether a suitable assessment pathway is available depends on the participating Lender’s requirements. Providing information is not a promise of finance.
What can my Dealer see?
Your Dealer can follow basic Deal and vehicle information. Affordability results are shared only with your consent. The Dealer portal does not display your bank statement, transactions or detailed financial profile.
What happens after I choose a Finance Option?
With the required confirmation and consent, your Deal can move towards submission to a Lender. Outstanding checks or documents may still need attention. You can follow progress, respond to requests and review any Approval from the Lender.
Am I committed to accepting finance?
Exploring affordability does not mean you have accepted finance. Review the Lender’s terms and any conditions before making a decision. Withdrawing a Deal closes it for every Lender involved; any separate agreement you have signed must be considered on its own terms.
LET'S TALK
A real conversation.
A clearer next step.
wefundcars serves South African customers. Our holding company is Pistor Ventures.
For now, enquiries are handled through Bondly's contact channels.
4 Stowe Crescent, Westlake, Cape Town